Japanese Knotweed Mortgages and Lending Advice

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    How Can Japanese Knotweed Affect a Mortgage?

    Most banks will assess Japanese Knotweed infestation on a case by case basis and, usually, they just need to see that you have taken steps to eradicate the problem by having the following in place:

    • A Japanese Knotweed survey report detailing the extent of the problem.
    • A Japanese Knotweed treatment programme in place from an accredited specialist with PCA (Property Care Association) registration.
    • An insurance backed guarantee (IBG) to protect the client against the contractor ‘going bust’.
    • A letter confirming the Japanese Knotweed treatment plan has been paid for and started.

    Most banks and lenders will initially refuse to provide a mortgage on a property if a surveyor identifies Japanese Knotweed on or within 7 metres of the boundary of the property and insist that you engage a Japanese Knotweed contractor to provide a Japanese Knotweed Survey Report. 

    Yes! This could even mean that even if Japanese Knotweed is identified on neighbouring land or property the bank/lender will not provide a mortgage on your property!

    WE ACT FAST!

    We measure ourselves using KPIs for each stage of the process and we believe we are the best!

      How Can I Resolve Mortgage Issues?

      Most banks will assess Japanese Knotweed infestation on a case by case basis, and usually they just need to see that you have taken steps to eradicate the problem by having the following in place:

      • A Japanese Knotweed survey report detailing the extent of the problem.
      • A Japanese Knotweed treatment programme in place from an accredited specialist with PCA (Property Care Association) registration.
      • An insurance backed guarantee to protect the client against contractor insolvency
      • A letter of confirmation the Japanese Knotweed treatment plan has been paid for and initiated.
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